January 2025 Bank Holidays: List of Bank Closures on These Dates

The New Year is about to begin and it’s vital to know the bank holiday schedule as many regional and festive holidays are approaching. Therefore, it is important to plan banking transactions in advance to avoid any difficulties.

Banks in India are expected to close on January 1, the first day of January, which is widely celebrated as New Year’s Day. However, since each state celebrates its own unique holidays, the holiday schedule varies by location.

For example, some states like Mizoram and Sikkim observe bank holidays on December 31 to celebrate New Year’s Eve, Lossong and Namsoong.

In addition, banks will be closed on two Saturdays and four Sundays throughout the month. To ensure you’re not forced to use important banking services, it’s a good idea to verify your state or region’s holiday calendar, as many consumers may rely on weekends for banking transactions.

You can check your state’s official holiday calendar or contact your local bank branch in advance, as bank holidays can vary depending on where you live. This will ensure your banking needs are met promptly and help you plan for long weekends or emergencies.

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January 2025 bank holiday list

The Reserve Bank of India is yet to announce the official bank holiday schedule for January 2025. However, banks are expected to have 13 non-working days throughout the month, including 4 Sundays and 2 Saturdays. Here is a tentative list of bank holidays for January 2025:

date

sky

holiday

area

January 1, 2025

Wednesday

New Year

Pan India

January 5, 2025

Sunday

Sunday

Pan India

January 6, 2025

on Monday

Guru Gobind Singh Jayanti

Chandigarh, Haryana

January 11, 2025

Saturday

Second Saturday/Missionary Day

Pan India/Mizoram

January 12, 2025

Sunday

Sunday/Swami Vivekananda Jayanti

Pan India/West Bengal

January 13, 2025

on Monday

Lori

Punjab, Jammu, Himachal Pradesh

January 14, 2025

Tuesday

Sankranti/ Harvest Festival

Multiple states/Tamil Nadu, Andhra Pradesh

January 15, 2025

Wednesday

Thiruvalluvar Day/Tusu Puja

Tamil Nadu/West Bengal, Assam

January 19, 2025

Sunday

Sunday

Pan India

January 23, 2025

Thursday

Netaji Subhas Chandra Bose Jayanti

Odisha, Tripura, West Bengal

January 24, 2025

Saturday

fourth saturday

Pan India

January 26, 2025

Sunday

republic day

Pan India

January 30, 2025

Thursday

Sonam Lotha

Sikkim

In conclusion, the list of January 2025 bank holidays provides a clear schedule of non-working days to help individuals and businesses plan their banking activities effectively. These holidays are declared by the Reserve Bank of India (RBI) under the provisions of the Negotiable Instruments Act, which governs transactions involving checks and cashier’s orders. As banks remain closed on these dates, it is important to know the situation in advance and make the necessary arrangements for transactions and services.

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